Why Payco is the best POS platform
Advanced reporting & integrations
Sales, labor and product mix reported against one source of truth, and connected outward to 2,000+ POS, ERP, CRM and accounting platforms.
Back office built in
Payroll, scheduling, inventory and bar management run on the platform rather than in four spreadsheets that disagree with each other.
Handheld devices
Take the terminal to the table. Handhelds fire orders from where the guest is sitting and close the check without a walk back to the station.
Menu customization
Menu consultation is part of the build, not an upsell. You approve the programmed menu in writing before install day, so nothing is guessed at in front of customers.
Online ordering & loyalty
Digital ordering and loyalty programs run through the same system as the counter, so a regular is the same record whether they walk in or order from a phone.
Speed of service
Layouts built around your actual rush — coursing, tabs, quick keys and modifiers arranged so the busiest hour is the one the system was designed for.
Every platform we carry, and who it is for.
Payco is not tied to one manufacturer, which means the recommendation can follow the business instead of the inventory. This is the same catalog the hardware page prices.
Genius
The house platform, and the one most Payco restaurants and retailers run. Restaurant Station, Retail Station, Handheld and Countertop.
- Eligible for free-placement programs
- Full-service restaurant and retail configurations
- Pricing quoted by sales against your volume
Clover
The broadest device family we carry, from a card reader that fits in a pocket to a self-service kiosk.
- Clover Go, Flex, Mini, Station Solo, Station Duo, Kiosk
- Large third-party app marketplace
- List-priced on the hardware page
Square
Fast to stand up and familiar to staff who have used it before — good for lower-complexity counters and pop-ups.
- Reader, Stand, Terminal, Register, Kiosk
- Minimal training overhead
- List-priced on the hardware page
OrderCounter
Deep restaurant functionality for operations that have outgrown a tablet, with station and handheld configurations.
- Advanced coursing and kitchen routing
- Multi-station environments
- Quoted by sales
SpotOn
The path most often taken by restaurants moving off Toast, with station and handheld options.
- Familiar workflow for migrating staff
- Station and handheld
- Quoted by sales
Smart terminals
When a full POS is more than the counter needs, a smart terminal takes cards, prints, and reports without the overhead.
- Dejavoo P1 and P3 wireless
- PAX A920 Pro, A80, and A35 PIN pad
- Dual Pricing and Surcharge supported
Zero-cost POS, stated honestly.
Equipment refreshed every 36 months
Free replacements and upgrades every 36 months, because a terminal that has fallen out of certification is a business risk you did not agree to take on.
Free-placement programs
Qualifying merchants can place a system at no hardware cost. Eligibility is a function of processing volume and time in business, and the final terms are confirmed on your quote — we would rather under-promise here than have you discover a condition at signing.
PaaS qualification
The platform-as-a-service program has a real threshold: broadly, three or more years operating and $250K+ per month in volume. If you are close, ask — if you are not, we will tell you and price the hardware instead.
Up to two terminals per MID
The standard equipment allocation is up to two terminals per merchant ID. Larger footprints are configured per location rather than squeezed into one account.
What install day looks like
| Stage | What happens | Who does it | Gate before the next step |
|---|---|---|---|
| Discovery | Menu, stations, staff roles, integrations and network reviewed once | Payco specialist | Answers captured — never re-asked |
| Build approval | Menu and configuration programmed and sent to you | Payco build team | You sign off on the menu in writing |
| Site & network | Cabling, connectivity and power verified before hardware ships | Payco IT | Site confirmed ready |
| Install & training | On-site installation and staff training on the real configuration | Local technician | Training completed before go-live |
| Go-live | First live day supported, then handed to your dedicated team | Payco support | Certified handoff, not a box in the mail |
Who runs it
Restaurants
Full service, fast casual, cafes, coffee shops and bars — coursing, tabs, tips, bar management and handhelds.
Retail
Clothing, vitamins, salons, pet shops and grocery — inventory depth, fast counters and dual-pricing support.
Service businesses
Auto, medical, professional services and B2B — invoicing, card-on-file, deposits and higher-ticket authorizations.
Common questions
Which POS platforms does Payco support?
Genius Restaurant and Retail Stations, Genius handhelds and countertops; the Clover family including Go, Flex, Mini, Station Solo, Station Duo and Kiosk; Square readers, stands, terminals, registers and kiosks; OrderCounter stations and handhelds; SpotOn stations and handhelds; and smart terminals from Dejavoo and PAX.
What is a zero-cost POS option?
Qualifying merchants can place a POS system at no hardware cost through a free-placement program. Eligibility depends on processing volume and time in business, and the final terms are confirmed on your quote rather than promised in advance.
Do you build the menu for me?
Yes. Menu consultation is part of the build. The system is programmed before it ships and the menu is approved by you in writing before installation, so nothing is guessed at on install day.
Is training included?
Training happens before you are marked live. Payco treats go-live as a certified handoff rather than a delivery, so staff are trained on the actual configured system and not a generic demo.
Can the POS handle online ordering and loyalty?
Yes. Online ordering and loyalty programs run through the POS with advanced reporting and integrations, alongside payroll, scheduling, inventory and bar management.
What if something breaks after hours?
Support is a 24/7 U.S.-based team, backed by on-site technicians. Uptime is treated as the product — a dead terminal is a closed register.
Let's build your counter.
Pick the devices that fit, send the build to sales, and get a configured quote with placement programs applied — before anything ships.
Build your counterFree-placement and PaaS eligibility depend on processing volume and time in business and are confirmed on your quote. Equipment allocation is up to two terminals per MID, with free replacements and upgrades every 36 months. Payco is a registered MSP/ISO of Elavon Inc., Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN, and a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA. Sales 1-888-908-2638 · 24/7 support 1-424-230-7212 · Support@mypayco.com.